[{"data":1,"prerenderedAt":52},["ShallowReactive",2],{"handout-finance-115-9":3},{"faqs":4,"descLead":5,"subject":6,"subjectName":7,"isPublic":8,"hasPreview":9,"indexable":8,"publicCount":10,"unlock":11,"courseName":18,"edition":19,"editionLabel":20,"isMain":8,"noindex":9,"mainSlug":6,"mainEditionLabel":21,"mainHasChapter":9,"legacySlug":5,"legacyEditionLabel":20,"legacyEdition":19,"title":22,"label":23,"shortTitle":24,"chars":25,"minutes":26,"sections":27,"html":43,"prev":44,"next":47,"no":50,"total":51},[],"","finance","金融市場常識",false,true,5,{"slug":12,"free":10,"remaining":13,"body":14,"other":15,"firstLocked":16,"firstLabel":17},"finance-115",13,7,6,"2","第二章","金融市場常識與職業道德","115","115 年 12 月 31 日前應試","116 年 1 月 1 日起應試","第九章　保險：風險管理、保險契約、人身保險、社會保險與財產保險","第九章","保險：風險管理、保險契約、人身保險、社會保險與財產保險",7161,15,[28,29,30,31,32,33,34,35,36,37,38,39,40,41,42],"9.1 風險的基本名詞","9.2 風險管理的方法","9.3 保險契約的基本結構","9.4 人壽保險的性質與商品","9.5 保險法對人壽保險的三個數字","9.6 健康、傷害與年金保險","9.7 團體保險","9.8 社會保險","9.9 財產保險的功能與損失概念","9.10 財產保險的契約原則","9.11 火災保險與住宅火災地震基本保險","9.12 海上保險、汽車保險與責任保險","9.13 保證保險、現金保險與信用保險","9.14 強制汽車責任保險","本章速記","\u003Ch2 id=\"s1\">9.1 風險的基本名詞\u003C\u002Fh2>\u003Cul>\u003Cli>「損失的不確定性」就是 \u003Cstrong>風險\u003C\u002Fstrong>【題384】。人的健康狀況屬於 \u003Cstrong>風險因素\u003C\u002Fstrong>【題385】。風險事故是造成損失的意外事件、損失是非自願的經濟價值減少、風險因素會影響損失的幅度；\u003Cstrong>「風險事故會影響風險因素」是不正確的\u003C\u002Fstrong>，方向相反【題386】。\u003C\u002Fli>\u003Cli>風險的分類：\u003Cstrong>信用風險\u003C\u002Fstrong> 屬於純粹風險，外匯、生產、政治風險都是投機風險【題387】；影響整個群體或大部分人的是 \u003Cstrong>基本風險\u003C\u002Fstrong>【題388】。保險承保的風險一般只限於 \u003Cstrong>純粹風險\u003C\u002Fstrong>【題395】。\u003C\u002Fli>\u003Cli>可保風險的要件：損失機率可預測、損失明確可衡量、有釀成重大損失的可能、須有大量 \u003Cstrong>同質\u003C\u002Fstrong> 風險單位；題庫把「同質」寫成「異質」當錯誤選項【題397】。\u003Cstrong>財產風險\u003C\u002Fstrong> 是可保風險，創新、行銷、生產風險不是【題396】。\u003C\u002Fli>\u003C\u002Ful>",{"key":45,"title":46},"8","第八章　信託與資產證券化",{"key":48,"title":49},"10","第十章　永續金融、金融科技、防制洗錢與公平待客",11,18,1792913401804]